Reward yourself & get a special low interest rate!
Customize your (UNION) BMO Mosaik® MasterCard®* by selecting the Reward Program (AIR MILES®† or CashBack®) and Interest Rate Plan (No Fee or Low Rate) you want. Your BMO Mosaik MasterCard is flexible you can add or change features easily.
Choose the Gold AIR MILES Reward Option1 and get an exclusive 20% discount on the number of AIR MILES®† reward miles redeemed for all AIR MILES flights worldwide. You’ll earn 1 reward mile for every $15 spent, Double reward miles for purchases at Shell and up to 600 Bonus reward miles2.
Select the Premium CashBack Reward Option1 and get 3% CashBack on purchases at Shell and 1% CashBack on all other card purchases. Plus, receive the benefits of the BMO Roadside Assistance Program including battery boost, flat tire changes, lock-out services and towing at no additional cost3.
Special Interest Rate for UNION members
You’ll also receive a special 5.9% introductory interest rate on cash advances & balance transfers for the first 6 months.
Select the No Fee Rate Plan and get a special low 16.9% ongoing interest rate on purchases and cash advances, or choose the Low Rate Plan with an 11.4% ongoing interest rate and get a $5 discount on the annual fee.
Apply for your card today !
1. Annual fee applies to the Gold AIR MILES Reward Option and the Premium CashBack Reward Option.
2. 150 Bonus reward miles are awarded with your first card purchase. If you cancel the Reward Option within 30 days of adding it to your account and your annual fee for the reward option is rebated, the Bonus reward miles will be cancelled. You will earn an additional 150 reward miles each month for 3 months following card activation if your monthly card purchases are equal to or greater than $2,000 in each or any of those 3 months. This Bonus is in addition to all other acquisition Bonus offers.
3. You will receive a free membership in the Dominion Automobile Association and the benefits of their BMO Roadside Assistance Program (Basic Coverage). Membership terms and the features of the plan are described in the certificate that you will receive. In order to confirm that you are covered by the Program, DAA requires BMO to provide your name for the sole purpose of confirmation that you are covered by the Program.
® Registered trade-mark of Bank of Montreal. Patent Pending.
®* Bank of Montreal is a licensed user of the registered trademark and design of MasterCard International Inc.
®† Trademarks of AIR MILES International Trading B.V. Used under license by Loyalty Group Canada Inc. and Bank of Montreal.